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  Terms of Business
Who are we?
DNA Insurance Service Ltd. are an independent Insurance Intermediary, offering policies from a range of insurers and we are regulated and authorised by the Financial Services Authority (FSA) to act on your behalf in arranging your insurance cover. Details of our status can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting them on 0845 606 1234. Our service includes advising you on your insurance needs, arranging your insurance cover with insurers to meet your requirements and assisting you with any future changes you have to make. As part of our service we will assist you with any claim you need to make.
Assumptions we make
By agreeing to our terms and conditions you are confirming that the below assumptions we have made in order to reduce the amount of information we need to collect for a quote are true:
• The vehicle is kept overnight at your home address
• The vehicle is not used for private hire, public hire, competitions or rallies
• No driver suffers from any medical condition that requires notification to the DVLA
• All drivers named on the policy have been continually a UK resident for the past 3 years
• No driver has ever been refused or had special terms imposed on previous insurance policies
• No driver has any non-motoring convictions
• Your no claims bonus has been earned in the UK and is no more than 2 years old (at the time you wish the policy to commence)
Service charges
In addition to the premiums charged by Insurers, we may make the following changes to cover the administration of your insurance:
• Quotation = FREE! • Represented Payments = £25
• Arranging New Policies = £20 (up to) • Mid Term Cancellation = £35*
• Renewals = £10 • Replacement Certificate or Cover Note = £25
• Mid Term Adjustments = £30 *Plus loss of commission
We normally accept payment by debit/credit card, cheques, cash and postal orders.
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DNA Insurance Services Ltd
Registered in England No 4537209 Marlborough House, Victoria Road South, Chelmsford, Essex. CM1 1LN
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