If your business runs two or more vehicles, it’s classed as a fleet and you need motor fleet insurance to keep them covered.

For so many trades out there, vans are the bedrock of your business. It’s how you travel to customers, where you hold expensive equipment and how you deliver goods – so keeping your van on the road is essential.

These days, courier services are a key part of many businesses. If you deliver goods by van for a living, then you need to make sure you’re protected so you can keep on delivering if anything takes your van off the road.

A minibus is a versatile vehicle so it’s not surprising they get used for all sorts of reasons, such as for schools and nurseries, clubs, charities, community groups and more. Our comprehensive minibus insurance takes into account all these types of uses and provides the specialist cover to keep you and your passengers safe.

Working on site comes with a range of risks, whether you’re a multinational multi-million-pound company or a sole trader. We understand these risks and specialise in dedicated insurance for contractors. With our knowledge of the different challenges you face in your business, we’ll build you a policy that keeps you as safe as possible at a price that works for you.

Nearly all businesses have a commercial premises, whether it’s for your day-to-day running or simply where you store stock. So you need to protect it – especially if you use it to hold expensive equipment or goods that will hurt your business if damaged or stolen.

There are millions of offices in the UK for businesses of all sizes. And while working at a desk might seem a relatively safe occupation, every office needs insurance. So if you’re an office-based business, get in touch with us.

Retailers come in all shapes and sizes, so when you come to us for retail insurance, we always start by getting to know your business. This means we’ll be able to find you exactly the cover you need so you’ve got the right level of protection at a good price.

Whatever business you’re in, you’ll need some form of liability insurance. Whether you own your company or you’re a self-employed sole trader, we can keep you protected against compensation claims brought against you, even when you work in high-risk environments.

If you own and rent out property as a means of income, you’ll need landlord insurance. Your property could be a commercial unit, an office block, a residential house or a block of flats – whatever type of building it is, you need to protect it to keep the money coming in.

If your business is forced to stop running for a length of time, especially from circumstances outside your control like a fire at your offices or an illness causing you time out, will you be able to stay running without money coming in?

If your business provides a service or advice, you can be held accountable if you’ve been negligent. That basically means if the service you give is wrong or inadequate in any way, such as faulty construction designs or bad financial advice, then you can be sued.

We live in a digital age – and that means rising levels of cybercrime. If your business has any kind of digital presence (and who doesn’t?) you’re at risk of getting hacked. It doesn’t matter how big or small your business, you can still be targeted by cyber criminals through something as simple as your website.

When you run a company, you’ve got to make decisions that could have a serious impact on both the business and its people. And with that comes the risk of being held personally responsible if your actions go wrong.

When you direct a big company, you’ve got to make decisions that could have a serious impact on both the business and its people. And with that comes the risk of being held personally responsible if your actions go wrong.