Premises Cover

We cover all sorts of businesses at different parts of their journeys; whether you are a multimillion pound, established company or a small business, please contact us to discuss how we can help you.

Our commercial team can be reached directly on

02382 542 920

Request a callback

Most businesses have a commercial premises, whether it’s a small holding yard where stock is stored, an office where the business operates from or an industrial unit where manufacturing is done by the business.

We only trade with rated, financially stable insurers with good claims reputation meaning that our customers have peace of mind that the insurers will successfully deal with their claim. We have access to Lloyds of London for more complex, distressed or high-risk industries, ensuring that your business is protected in the event of a claim. We cover high risk trades such as waste, recycling and manufacturing and have specialist schemes to cater for these companies. If you are manufacturing, supplying or fitting products, product liability is a product you should consider in case your business is sued in the event of a product failing. We can also extend cover if you have manual workers out on site fitting the products being manufactured.

What your premises insurance can include cover for:

  • Public Liability

  • Product Liability

  • Employers Liability

  • Plant and Machinery

  • Tools and Equipment

  • Public Liability

  • Product Liability

  • Employers Liability

  • Plant and Machinery

  • Tools and Equipment

  • Business interruption

  • Legal Cover

  • Buildings, stock & contents

  • Goods in Transit

  • Engineering Inspection

  • Business interruption

  • Legal Cover

  • Buildings, stock & contents

  • Goods in Transit

  • Engineering Inspection