DNA Insurance

Archive: Dec 2015

  1. Car Insurance Myths Debunked

    Comments Off on Car Insurance Myths Debunked

    There are a lot of pervasive myths when it comes to car insurance and car insurance companies. A lot of them are born out of simple misunderstandings that then get exaggerated. Others may only apply to the majority of insurance companies but aren’t a hard and fast rule.

    Below are some common car insurance myths debunked.

     

    • Personal property in my car is covered
      Although your car insurance will cover you for the theft of your vehicle and any damage sustained to it as the result of an accident or a criminal act, any personal property you have in the car is not covered. That’s worth bearing in mind next time you leave your expensive golf clubs in the boot.
    • Courtesy cars are standard on car insurance policies
      Some insurance policies will include a courtesy car as standard but many others will only offer this service as an optional extra, whilst some won’t offer it at all. If you take an insurance policy out with us at DNA we will supply you with a replacement vehicle if the accident wasn’t your fault.
    • I can keep my costs down by becoming a named driver on my parent’s insurance
      Becoming a named driver on someone else’s insurance policy means you cannot be the main driver of that vehicle. This is often done by parents to keep insurance costs down for a son or daughter who has just passed their test and is known as ‘fronting’, which can land you with a large fine and six points on your licence. For a young driver this means a ban.
    • A speeding ticket will automatically cause my premium to rise
      This isn’t always the case and will vary from insurer to insurer. Quite often three points on your licence will have no bearing on your premium, although multiple points may start to see your insurance costs rise.
    • I won’t be able to get car insurance if I have a driving conviction
      Although many insurance companies won’t insure you if you have a conviction for a driving offence like drink driving that doesn’t mean you can’t get insured. At DNA Insurance we offer insurance to drivers with criminal or motoring convictions.

     

    There are a lot more myths concerning car insurance but like so many things in life it pays not to believe everything you hear and take the time do a your own research. You never know, you might be pleasantly surprised.

    If you have a motoring conviction or have been banned from driving in the past, visit our Convicted Driver Insurance page to see how we can help you get back on the road. Alternatively give one of our friendly team a call on 03445 732400.

  2. DNA Christmas / New Year Opening Times

    Comments Off on DNA Christmas / New Year Opening Times

    Please Note: Friday the 18th December is our DNA christmas party so the office will be shutting at 6pm and we are shut on the 19th December but we are back open normal hours Monday 21st December – please contact us beforehand if you have any queries.

    DNA CHRISTMAS & NY OPENING TIMES:
    Thursday 24th Dec 9am to 2pm
    Friday 25th Dec Closed
    Saturday 26th Dec Closed
    Sunday 27th Dec Closed
    Monday 28th Dec Closed
    Tuesday 29th Dec 9am to 7pm
    Wednesday 30th Dec 9am to 7pm
    Thursday 31st Dec 9 am to 2pm
    Friday 1st Jan Closed
    Saturday 2nd Jan Normal Hours