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Many of our clients own a commercial unit, an office block, a block of flats or a residential house which are let to companies or individuals to generate an income stream and it’s important that you protect your assets and income against the unexpected
Whether it’s your pension pot, a business on the side or a property portfolio, you need to ensure your assets are covered. There may be contractual requirements of your insurance policy too laid out by your mortgage company or lease agreement. You need property owner’s insurance in place to protect you financially when something goes wrong. The obvious risk is the building but there are other things to consider such as loss of rental income or legal protection if a claim where to arise.
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We only trade with rated, financially stable insurers with good claims reputation meaning that our customers have peace of mind that the insurers will successfully deal with their claim. We have access to Lloyds of London for more complex, distressed or high-risk properties, ensuring that your business is protected in the event of a claim. We can cover unoccupied properties, listed buildings and properties undergoing construction work. There are many different offerings in today’s market making it difficult to know which policy is best. That’s where we will assist you, clearly explaining the differences in policies and helping you make an informed decision.
What your property insurance can include cover for:
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Buildings Insurance
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Contents
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Property Owner’s Liability
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Product Liability
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Buildings Insurance
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Contents
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Property Owner’s Liability
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Product Liability
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Loss of Rent
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Legal Expenses
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Terrorism
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Loss of Rent
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Legal Expenses
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Terrorism