Replacement Vehicle for Non-Fault Claims If the accident wasn’t your fault, receive a replacement vehicle to keep you on the road
Immediate Cover You are protected immediately withour van insurance, so you can start driving straightaway
Flexible Payment Options DNA help you pay for cover in the best way for you – letting you plan your expenses in advance so you are comfortable with making payments
All Post Codes Covered Get a tailor-made van insurance policy no matter where you live, with the help of our specialists at DNA insurance.
24 Hour Claims Helpline An accident can happen anytime and at DNA we know it is important that you stay on the road, which is why we have a claims team available 24 hours a day, 7 days a week
Legal Expenses If something does happen, have peace of mind that your legal expenses are covered by DNA Insurance
Whether you use a van to deliver goods, transport equipment or reach different job locations, the vehicle is a key part of your business.
That’s why it’s important to protect it with the right van insurance policy – and it’s why DNA Insurance is here to help.
Yes – unless you have officially declared your van off-road, it must be insured.
There are no exceptions and every van on the road must have at least third party only cover. If your van is on the road uninsured, you’ll be committing a crime and be liable for a fine or a driving ban.
So, even if your van is mainly parked in the garage while you drive another vehicle, the law states that it must be insured.
The level of protection you get from a van insurance policy depends on how much you are prepared to pay and what type of policy you choose.
There are three different types of policies to choose from. Each one offers a different level of cover – ranging from basic to comprehensive protection.
This is the most basic level of van protection and UK law requires you to have at least this minimal level of protection. It only covers the cost of damage to third parties so you could be left to pay repairs on, or even replace your own vehicle if something happens. This level of cover is perfect for owners of older vans whose vehicles are not worth a lot – or worth the same amount as the excess on a more comprehensive policy.
This is one step up from third party only van insurance, providing additional protection against fire and theft. You will be covered for any damage caused to third party vehicles. And your van will be covered if it is stolen or if it’s damaged in a fire.
Comprehensive cover provides the best protection. The main feature that separates it from the two options above, is that it also covers the cost of repairing your own vehicle. However, don’t just assume that a comprehensive policy covers every eventuality – something like breakdown cover may be an optional extra so make sure you discuss everything you need with your insurance advisor.
Call us today on 0344 573 2400 and we can help you decide.
There is no fixed price for every van.
Quotes are based on your vehicle, your driving history, the nature of your business and more.
DNA will compare van insurance policies from a wide range of insurers, helping you find the perfect one for you at an affordable price.
DNA Insurance has the expertise to do this for you. Call us on 0344 573 1031 or submit your online quote.
If you’re insuring your van for business purposes, it’s likely that more than one person will need to drive it. But no two businesses are alike so this is where you will need to tailor your policy to what you need.
The business owner or managing director is usually registered as the main driver on the van insurance policy and then everyone else who requires driving rights can be made named drivers.
Depending on which policy you choose, you could register particular members of staff to drive particular vehicles; alternatively you could allow any driver to drive any vehicle in order to give your business greater flexibility.
All you need to do at this stage is call DNA on 0344 573 1031 for a discussion. Or if you prefer, you can get a van insurance quote online and we’ll call you back to go through your best policy.