MID Update

The Motor Insurers Database (MID) is the central record of all insured vehicles in the UK

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What is the MID?

The Motor Insurers Database (MID) is the central record of all insured vehicles in the UK. It is managed by the MIB and is used by the Police and the Driver and Vehicle Licensing Agency (DVLA) to enforce motor insurance laws and detect uninsured vehicles on the road.

Why is it important to update the MID?

A taxed vehicle is legally required to be on the MID. If vehicles are not added they could be impounded by the police, refused cover by your insurer and you could be subject to fines of up to £5,000

What happens if I forget to remove a vehicle?

You could be liable for any motoring offences or claims made against the vehicle. This could affect your no claims bonus, affect your premium and jeopardise your chances of being insured.

Which vehicles do I need to add to the MID?

The following vehicles need to be added;

  • Any vehicle which you permanently own

  • Any stock vehicle which has road tax

  • Trade plates

How do I update the MID?

Please have you policy number to hand and select the insurer from the list below;